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Syllabus 2024-25 - 11122024 - Spanish Financial System (Sistema financiero español)
- Level 1: Tutorial support sessions, materials and exams in this language
- Level 2: Tutorial support sessions, materials, exams and seminars in this language
- Level 3: Tutorial support sessions, materials, exams, seminars and regular lectures in this language
| DEGREE: | Grado en Administración y dirección de empresas |
| FACULTY: | FACULTY OF LAW AND SOCIAL SCIENCES |
| ACADEMIC YEAR: | 2024-25 |
| COURSE: | Spanish Financial System |
| NAME: Spanish Financial System | |||||
| CODE: 11122024 | ACADEMIC YEAR: 2024-25 | ||||
| LANGUAGE: English | LEVEL: 3 | ||||
| ECTS CREDITS: 6.0 | YEAR: 2 | SEMESTER: SC | |||
| NAME: VARGAS-MACHUCA SALIDO, MARÍA JOSÉ | ||
| DEPARTMENT: U110 - ECONOMIA | ||
| FIELD OF STUDY: 225 - ECONOMÍA APLICADA | ||
| OFFICE NO.: D3 - D3-229 | E-MAIL: mjvargas@ujaen.es | P: - |
| WEBSITE: mjvargas@ujaen.es | ||
| ORCID: https://orcid.org/0000-0002-9941-032X | ||
| LANGUAGE: - | LEVEL: 3 | |
TOPIC 1: THE FINANCIAL SYSTEM. GENERAL CHARACTERISTICS
TOPIC 2: THE BANK OF SPAIN, THE EUROPEAN CENTRAL BANK AND
MONETARY POLICY
TOPIC 3: THE BANKING SYSTEM
ITEM 4: OTHER ENTITIES UNDER THE SUPERVISION OF THE BANK OF
SPAIN AND THE GENERAL DIRECTORATE FOR INSURANCE
TOPIC 5: FINANCIAL INSTITUTIONS UNDER THE SUPERVISION OF THE
CNMV
TOPIC 6: FIXED INCOME FINANCIAL ASSETS AND MARKETS
TOPIC 7: VARIABLE INCOME SECURITIES AND DERIVATIVES
MARKETS
PRACTICAL CONTENTS: Practical aspects of the questions
studied in the theoretical part:
- Characteristics of assets, intermediaries and financial markets.
- Functions and organization of the European Central Bank (ECB)
- ECB liquidity auctions
- Alternatives to bank financing for companies and entrepreneurs
- Analysis of current news relevant to the financial system
The expository classes will be used to explain the theoretical-practical contents of the different subjects using presentations, diagrams and other materials that help to understand the contents of the subject. Likewise, current issues related to the subject matter will be raised.
Students with special educational needs should contact the Student Attention Service (Servicio de Atención y Ayudas al Estudiante) in order to receive the appropriate academic support
The student's
final grade will be calculated using a weighted average of the
course concepts and the presentation of assignments and activities.
These will have weights of 0.7 and 0.3, respectively. Each part
must have a minimum score of 40%.
Course concepts will be assessed through an exam at the end
of the term. The presentation of assignments and completion of
activities during the term will evaluate the level of knowledge
based on the assignment grades.
Final exam: 70% of the overall grade. A minimum of 2.8 points
out of 7 is required to pass.
Practical sessions: 30% of the overall grade. A minimum of
1.2 points out of 3 is required to pass the practical part.
Minimum to pass the course: 5 points out of 10.
- Guía del sistema financiero español Analistas Financieros Internacionales. Edition: [6ª ed.]. Author: Escuela de Finanzas Aplicadas. Publisher: Escuela de Finanzas Aplicadas (Library)
- siglo de historia del sistema financiero español Luis Malo de Molina, Pablo Martín Aceña (eds.). Edition: -. Author: Malo de Molina, José Luis, ed.lit. Publisher: Alianza (Library)
- mercados financieros [Recurso electrónico] directores, Ana Belén Campuzano , Fernando Conlledo Lantero, Ricardo J. Palomo Zurdo ; autores, Antonio Almendros Ruiz... [et al.]. Edition: -. Author: Almendros Ruiz, Antonio. Publisher: Tirant lo Blanch (Library)
- Banca y mercados financieros [Recurso electrónico] José Antonio Martínez Álvarez , José Luis Calvo Gonzalez. Edition: 2a ed. Author: Martínez Álvarez, J. A.. Publisher: Tirant lo Blanch (Library)
- Manual del sistema financiero español [Recurso electrónico] José Alberto Parejo Gámir ... [et al.]. Edition: 26ª ed. act.. Author: Parejo Gámir, José Alberto, coaut.. Publisher: Ariel (Library)
- Moneda, banca y mercados financieros [Recurso electrónico] Frederic S. Mishkin ; traducción Víctor Campos Olguín, revisión técnica Luis Felipe Juárez Valdés. Edition: 10ª ed. Author: Mishkin, Frederic S.. Publisher: Pearson (Library)
- Sistema financiero en perspectiva. Edition: -. Author: -. Publisher: UNED - Universidad Nacional de Educación a Distancia (Library)
- Sistema financiero español [Recurso electrónico] : manual práctico . Edition: 2ª ed.. Author: Gil Saldaña, Alberto. Publisher: Civitas-Thomson Reuters (Library)
- Guía del Sistema Financiero Español. Edition: 8ª. Author: Analistas Financieros Internacionales y Funcas. Publisher: Empresa Global (Library)
- Bancos y banqueros : dos siglos de crédito privado en España y sus protagonistas . Edition: -. Author: Quiroga Valle, María Gloria, 1970- dir.. Publisher: Comares (Library)
| Trabajo decente y crecimiento económico |
| Industria, innovación e infraestructura |
| Producción y consumo responsables |
The financial system plays a
crucial role in achieving the 2030 Agenda. Through sustainable
finance, financial institutions can channel resources to projects
that promote inclusive economic development and environmental
protection.
Although the financial system takes into account all SDGs,
the ones that get the most attention are those related to decent
work and economic growth (SDG 8), industry, innovation and
infrastructure (SDG 9) and responsible production and consumption
(SDG 12). Similarly, the financial system can contribute to climate
action (SDG 13), affordable and clean energy (SDG 7) and
sustainable cities and communities (SDG 11).
Most financial institutions offer products, services or
commercial initiatives aligned with these goals. In particular, for
banking customers, these are mainly bonds and investment funds in
line with the SDGs. On the other hand, banks are creating products
and services (from green mortgages to green car loans) that drive
the transition to a low-carbon economy.
Establishing sustainable financing frameworks also allows
banks to identify activities that can channel funding to projects
that facilitate the achievement of the SDGs.
Responsible investment policies, which consider environmental, social and governance (ESG) factors, can mitigate risks and promote long-term sustainability. In this way, the financial system not only seeks economic returns, but also becomes a key driver for the fulfilment of the 2030 Agenda, fostering more equitable and sustainable development.
Formation activities
Format divided in classroom and online
Teaching methodology
T heoretical sessions will be divided in two kind os sessions:
1º) Face-to-face classes with the 50% over the total amount of students in this course. This kind of format will include specific Master class broadcast by video, sharing the content of the class with the rest of students. It will be possible if finally spaces and security measures can`t be possible to apply.
Problem solving sessions / assignment procedures. This content will be possible throught Virtual Platform Docencia Virtual.
Tutor ship and appointment:
They can be face-to-face or virtual sending an email to the teacher 48 h before.
Evaluation in multimodal or mixed scenario
Face-to-face evaluation:
70% of the content of the subject: Theoretical evaluation through a 20-question test.
The student must get a minimum of 2.8 points over 7 in the test to score the test.
30% of the content of the subject: Practical evaluation (assignments) of the subject through the real-time tests, delivery of works in virtual platform and financial speech creation or debates. The student must get a minimum of 0.6 points out of 3 to score the assignments.
Online evaluation:
70% of the content of the subject: Test-type exam through the virtual platform Google Forms. The exam will be 20 test questions corresponding to the theoretical content of the subject.
The student must get a minimum of 2.8 points out of 7 in the test to score.
30% of the content of the subject: Practical evaluation of the subject through the realization of virtual tests and delivery of works in virtual platform.
Extraordinary Exam
Face-to-face evaluation:
70% of the content of the subject: Theoretical evaluation through a 20-question test.
The student must get a minimum of 2.8 points over 7 in the test to score.
30% of the content of the subject: Practical evaluation of the subject through the real-time tests, delivery of works in virtual platform, debates and periodic delivery of assignments . The student must get a minimum of 0.6 points over 3 to score the practices.
Online evaluation:
70% of the content of the subject: Test-type exam through the virtual platform Google Forms. The exam will consist of 20 test questions corresponding to the theoretical content of the subject.
The student must get a minimum of 2.8 points out of 7 in the test to score the test.
30% of the content of the subject: Practical evaluation of the subject through the realization of virtual tests and delivery of works in virtual platform.
Formation activities
Online format through Google meet platform.
Teaching methodology
Online theoretical and practical sessions in Google Meet virtual platform. Use of official Universidad de Jaén email to coordinate activities.
Tutorials:
Virtuals by appointment sending an email to the teacher 48 h before.
Evaluation in a non-classroom setting
Online evaluation:
70% of the content of the subject: Test-type exam through the virtual platform Google Forms. The exam will consist of 20 test questions corresponding to the theoretical content of the subject.
The student must get a minimum of 2.8 points over 7 in the test to score the test.
30% of the content of the subject: Practical evaluation of the subject through the realization of virtual tests and delivery of works in virtual platform.
Extraordinary Exam
Online evaluation:
70% of the content of the subject: Test-type exam through the virtual platform Google Forms. The exam will consist of 20 test questions corresponding to the theoretical content of the subject.
The student must get a minimum of 2.8 points over 7 in the test type to score the test.
30% of the content of the subject: Practical evaluation of the subject through the realization of virtual tests and delivery of assignments in virtual platform.
Institution in charge of data processing: Universidad de Jaén, Campus Las Lagunillas, s/n, 23071 Jaén
Data Protection Delegate: dpo@ujaen.es
Purpose: In accordance with the Universities Law and other national and regional regulations in force, carrying out exams and assessment tests corresponding to the courses students are registered in. In order to avoid frauds while sitting the exam, the exam will be answered using a videoconference system, being able the academic staff of the University of Jaén to compare and contrast the image of the person who is answering the exam with the student's photographic files. Likewise, in order to provide the exam with evidential content for revisions or claims, in accordance with current regulation frameworks, the exam will be recorded and stored.
Legitimacy: compliance with legal obligations (Universities Law) and other national and regional regulations currently in force.
Addressees: service providers who are the owners of the platforms where the exams are carried out and with whom the University of Jaén has signed the corresponding data access contracts.
Storage periods: those established in current in force regulations. In the specific case of exam videoconference recordings, not before the examination records and transcripts are closed or the exam can still be reviewed or challenged.
Rights: you can exercise your right of access, amendment, cancellation, opposition, suppression, limitation and portability by sending a letter to the postal or electronic address indicated above. In the event that you consider that your rights have been violated, you may submit a complaint to the Andalusian Council for Transparency and Data Protection www.ctpdandalucia.es
Person in charge: Universidad de Jaén, Paraje Las Lagunillas, s/n; Tel.953 212121; www.ujaen.es
Data protection delegate (DPO): TELEFÓNICA, S.A.U. ; Email: dpo@ujaen.es
Procedure aim: To manage proper recordings of teaching sessions with the aim of facilitating learning process under a multimodal and/or online teaching
Period for record storage: Images will be kept during legal term according to regulations in force
Legitimacy: Data will be managed according to legal regulations (Organic Law 6/2001, December 21, on Universities) and given consent provided by selecting corresponding box in legal admission documents
Data recipients (transfers or assignments): Any person allowed to get access to every teaching modality
Rights: You may exercise your rights of access, rectification, cancellation, portability, limitation of processing, deletion or, where appropriate, opposition. To exercise these rights, you must submit a written request to the Information, Registration and Electronic Administration Service of the University of Jaen at the address above, or by e-mail to the address above. You must specify which of these rights you are requesting to be satisfied and, at the same time, you must attach a photocopy of your ID card or equivalent identification document. In case you act through a representative, legal or voluntary, you must also provide a document that proves this representation and identification. Likewise, if you consider that your right to personal data protection has been violated, you may file a complaint with the Andalusian Data Protection and Transparency Council www.ctpdandalucia.es